Are HELOCs subject to Hoepa? The 2013 HOEPA Rule extends HOEPA coverage to HELOCs. HELOCs will thus need to be analyzed under HOEPA’s coverage tests, and any HELOCs that are high-cost mortgages will be subject to most of the same requirements and restrictions as closed-end, high-cost mortgages. Are home equity lines of credit subject to … Continue reading Are HELOCs subject to Hoepa?
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